Preferential facilities for your day-to-day banking

  • No commission on cash deposit
  • Reduced commission on check deposit
  • Free monthly checkbook
  • Free debit and credit cards, free SMS
  • Half-yearly interest on two current accounts in LBP and USD
  • Free domiciliation of two utility bills
  • Free installation of Point of Sale (POS) machine
  • And much more.

A partner that will support your growth

  • Tailored financing solutions and incentive loans to help you expand, renovate or update your practice.
  • Financing for your patients, helping them to spread the burden of costly procedures.  

Detailed terms

   Day-to-day banking rates and conditions
Cash deposit 
  • Free
  • Value dates: +1 working day in LBP, +5 working days in USD
 Point of Sale (POS) machine
  • Free installation
  • Monthly fee: USD 7 + VAT
  • Commission rate: 1.75% for MasterCard and Visa, 3.25% for American Express
 Checks
  • 1 free 10-page checkbook per month
  • Check deposit value dates: +4 working days in LBP, +5 working days in USD
  • Check deposit commission: LBP 1,000 or USD 0.75
 Cards
  • Free business debit card Visa Electron
  • Free business Titanium credit card (without Priority Pass) issued 6 months after account activation, with auto-repayment from the current account
  • Reduced interest rate on the Titanium credit card
  • One free subscription to the SMS notification service on the debit or the credit card
Online banking
Free
 Bills domiciliation Free domiciliation of two utility bills
 Statement of account 50% discount on applicable rates



  Current accounts and interest rates
Currency  Up to 2 current accounts, one in LBP and one in USD 
Monthly fee LBP 9,000 or USD 6 per account
Interest earned

Current accounts are interest-bearing with interest calculated half-yearly:
If balance < LBP 3 million = 0.5%
If balance > LBP 3 million = 2.5%
If balance < USD 2,000 = 0.5%
If balance > USD 2,000 = 2.5%




  Financing facilities
Incentive loan
  • Currency: LBP
  • Reduced interest rate of 5% 
Personal loan granted for patients
  • Currency: LBP or USD
  • No file fees
  • Interest rate: 10.5% in LBP and 9% in USD, 2‰ commission
  • Maximum amount: LBP 7.5 million or USD 5,000

  Preferential treatment 
Details 
  • No initial file fees for personal loans, car loans and housing loans
  • Reduced life insurance fee on housing loans
  • Increased creditor rates for time deposits